Emerald VISA Card


Whether you are at the local grocery store or out on an island vacation, VISA cards give you the purchasing power you need when you need it. The credit union offers several great Emerald choices for you and your business, such as: VISA Platinum rate, VISA Gold rate, and VISA Classic rate. Our Emerald VISA cards offers members CHOICE REWARDS, a program specially designed to reward members for their VISA usage. With the Choice Rewards Program you earn one point for every dollar purchase. Rewards include airline tickets, hotel and other assorted travel discounts, merchandise, account credit and more. Credit limits are determined on a per member basis by the Loan Department.
Click here to apply online.
 

VISA Platinum Rate

The VISA Platinum rate card is a great choice if you are looking for a low rate, the ability to earn rewards for your purchases and many more benefits.  The ANNUAL PERCENTAGE RATE for our VISA Platinum is Prime+4% adj.

VISA Gold Rate

The VISA Gold rate card offers a generous credit limit with a low fixed APR as well as many other great benefits including the ability to earn rewards for your purchases. With a fixed low rate of 9.99% APR, you will be hard pressed to find a better card.

VISA Classic Rate

The VISA Classic rate card is an ideal first card. VISA Classic is simple, flexible, and recognized worldwide. Use VISA Classic for all of your everyday needs. We offer a VISA Classic card with no annual fee and an interest rate of 12.9% APR, this is an exceptional value. You’re going to love the benefits, including the ability to earn rewards for your purchases.

Additional Benefits: 
• $250,000 Common Carrier Travel Insurance 
• Legal and Medical Referrals
• No Fee Balance Transfers
Auto Rental, Travel Services, Warranty
Travel Accident Insurance

Click Here To View Your Heritage Family Credit Union Emerald VISA Choice Rewards. 
Choice rewards phone number: 866.904.0852

Verified by VISA - Sign up on line for a "free and easy" way to enjoy added security for all online VISA card purchases. 
Click Here For Verified by VISA

How long will it take to pay off my credit card?
Premier Checking
Heritage Family Credit Union's fully featured, Premier Checking account offers fraud protection, credit report monitoring, and many more benefits for a small monthly fee. No minimum balance is required. There are many products and services included with Premier Checking at no extra charge.
Transfer Balances
Click here for the 4.99% APR, 12 month Emerald VISA balance transfer offer form.