Skip to main content
Closed for Memorial Day

All HFCU branches, drive-thrus, and HFCUVT Video Branch will be closed Monday, May 27 for Memorial Day.

Our call center, eBranch and M.A.R.S are available 24/7.

Checking & Debit


All accounts at HFCU include FREE 1 access to eBranch, HFCU's online banking platform.


Use your personal debit card to make purchases, pay bills, get cash, and access your checking account 24/7.


Add your card for use in your digital wallet with Apple Pay®, Google Pay™, or Samsung Pay®, and add another layer of security to your card with encrypted account information.

A woman shops online with her debit card

Get More with Premier Checking

Premier Checking offers more benefits, services, interest, and protection as a fully featured checking account. It has no minimum balance requirement, so it makes life easier for you with:

man using tablet watching over his shoulder at a pair of dairy cows

Your Privacy is Personal

We've got your back with IDProtect® 5

IDProtect offers identity and credit file monitoring and detection, providing monthly reports and alerts whenever changes are made to your credit file.

IDProtect offers access to your credit report and credit score, allowing you to monitor your credit score and keep track of changes and setbacks.

Should you become a victim of identity fraud, a dedicated IDProtect fraud specialist will be assigned to manage your case.

IDProtect is FREE with your Premier Checking account. 6



1 Carrier rates and data fees may apply when using the mobile app.

2 APY = Annual Percentage Yield

3 eBranch is not accessible from all countries. Please contact us before travelling internationally.

4 APY=Annual Percentage Yield. Must be enrolled in a Premier Checking Account to be eligible. Members with an expiring CD must apply for a new 12, 24, or 36 month term share within ten (10) days of expiration to be eligible for this offer. Rate subject to change without notice. Penalties may be imposed for early withdrawal. You have a grace period of ten (10) days after maturity in which to withdraw funds in the account without being charged an early withdrawal penalty. For all Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. Fees may reduce earnings. For all accounts, your account will automatically renew for another term upon maturity. You must notify us in writing before, or within the 10-day grace period after, the maturity date, if you do not want the account to automatically renew. If you do not notify us, the renewal term will be the same as the original term, beginning on the maturity date (unless we notify you, in writing, before a maturity date, of a different term for renewal).

5 IDProtect® service is a personal identity theft protection service available to personal checking account owner(s) who are at least 18 years of age, their joint account owners, and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations, and/or churches and their members, schools, and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as a domestic partner, children under 25 years of age, and parent(s) of the account holder who are residents of the same household.

6 There are no minimum balance requirements and the monthly fee is $3.95 per month, or $2.95 per month with regular direct deposit. Regular direct deposit means two (2) direct deposits of at least $150.00 each, or one Social Security deposit in a month.