Heritage Family Credit Union- Heritage Family Credit Union

ONLINE & MOBILE BANKING

SMART Deposit

Using the mobile app, simply upload a photo of a check and enter a few details to make the deposit. Smart Deposit is available to members with Premier Checking or Business Accounts.

CREATE SAVINGS GOALS

Move closer to your dreams by setting goals and tracking your progress.

BILL PAY

Easily manage your bills from anywhere and any device so you can feel confident that your bills are being paid on time.

Captain Credit Union eBranch on mobile

External Transfers

Members in good standing are eligible to link external accounts and transfer funds effortlessly. You may also transfer to other members of HFCU if you know their account number and a few further details.

eStatements

Access up to three years of eStatements for your accounts.

CARD CONTROLS

Easily manage your debit or credit card by turning it on/off, creating alerts, or setting travel notifications.

Member Testimonials

Roots the Restaurant
Rutland, VT

"The relationship that our company has with HFCU is one of the most cherished we have. The loyalty, the honesty, the feeling like there is always a solution. When we call and say “I have an idea,” it is always met with open arms and a desire to listen. We would not be where we are today without the support for the entire HFCU team – it has been a pleasure working with them."

Carpenter & Costin
Rutland, VT

"Our team has had a long-standing relationship with Heritage Family Credit Union. Like most businesses, we’ve had our share of growing pains – and through it all, HFCU has been by our side every step of the way. Over the years, our relationship has expanded into community engagement and development. We believe that a strong and prosperous community directly correlates to strong business opportunities. Thank you HFCU for being such great friends, business, and community partners."

Bill
Rutland

"Heritage Family Credit Union works in the best interest of its members and always puts them first. That has made them my #1 financial institution for over 20 years. From car loans to mortgage loans to business transactions, HFCU has greeted me with a smile and a can-do attitude for many years – and many more to come. Thank you, HFCU, for being my credit union."

Noble Landon, Inc.
Rutland, VT

"Heritage FAMILY Credit Union is an absolute blessing to our community and the State of Vermont. I capitalized FAMILY because they are FAMILY. Their staff shop our store…they understand the economic dynamics of our community and beyond…and they treat us like family. I have worked with many financial institutions over the years, but HFCU rises to the top. They are big enough to provide the funding we need to improve and grow, and yet, small enough to have a personal touch that makes us feel important and valued. And their selfless giving and support of our Vermont communities is valued and appreciated."

Rick

"I applied for a truck loan and it took less than 10 minutes to be approved. Getting approved so quickly made my truck purchase very easy. I was very impressed. I wound up leaving with the truck in less than an hour from test drive to finish. Thank you Heritage Family!"

Do you know someone amazing? We’re hiring!

We have open positions at five of our locations. Heritage Family Credit Union is an Equal Opportunity Employer.

401K

with company match

$100

Reward for employee referral

Years awarded best places in Vermont to work

View Open Positions & APPLY VISIT OUR CAREERS PAGE

Keeping you up to date with our latest news

Upcoming Seminars

HFCU regularly hosts seminars on a wide range of financial topics, and we can also assist you with training for your organization.

Most seminars are held at the Ron Hance Operations Center, 30 Allen St., Rutland. In some cases, attendees may also join the seminar through Zoom.

See All Seminars

Financial Wellness

HFCUniversity helps coordinate financial wellness programs including presentations, activities, and resources for the community.

Financial coaching is available to HFCU members at no cost. FREE ² online courses are also available to both members and non-members.

See Our Resources

Skip-A-Pay

Have snow much fun! Skip your December or January payment & enjoy the extra cash! ³

Learn More about Skip-A-Pay

Disclosures

¹ The views expressed in all testimonials are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information.

² Phone, internet, carrier rates, and data fees may apply when engaging in any online course, using eBranch or the mobile app, browsing the HFCU website, or engaging in other connectivity that utilizes the internet.

³ For qualified members. Offer valid for loan payments in December 2023 or January 2024. By skipping your loan payment by one month, you authorize Heritage Family Credit Union (HFCU) to extend your final loan payment. Finance charges will continue to accrue on your unpaid balance. Your account must be in good standing and have a minimum of 6 months of payments made to take advantage of this offer. The Credit Union reserves the right to determine if prior subsequent actions may disqualify your account. Should you request a Skip-A-Pay, you will be charged a $30.00 processing fee (per loan). A granted Skip-A-Pay entitles the member to skip one (1) month’s regular payment on the specified loan. The regular payment schedule will resume the month following the elected Skip-A-Pay month. Limit, one Skip-A-Pay granted per loan in a 6 month period, provided your HFCU accounts are in good standing. Real Estate, Visa, Mobile Homes and Business loans excluded. Federally insured by NCUA.

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