Heritage Family Credit Union- Business Lending | Heritage Family Credit Union

Need an infusion of working capital or a lump sum of cash to cover up-front costs? Get the money to make things happen with a repayment schedule that best suits your business.

Real Estate and Construction Loans

Whether you are investing in multi-family properties, renovating office space, or tackling a new construction project, we’re here to help you through every phase.

Vehicle and Equipment Loans

Getting everything it takes to get the job done starts with competitive rates, flexible collateral options, and financing solutions that best fit your business needs.

Backup for Businesses that Expect the Unexpected

If you need to boost your cash flow or want a cushion to cover unexpected shortfalls, a business line of credit can give you financial flexibility when you need it most.

Operating Line of Credit

Provides ongoing access to cash that you repay and reuse

Only pay interest on the funds you use – never use the line, never pay a dime!

Pay operating expenses, fund business opportunities, and cover seasonal cash flow fluctuations.

Overdraft Line of Credit

Creates a safety net to ensure on-time payments when unexpected shortfalls occur

Save yourself from the embarrassment of declined transactions

Avoid the hassle and expense of paying overdraft fees

Applying for a Business Loan is as Easy as 1-2-3

1.

Complete a Business Loan Application

2.

Have all guarantors ¹ for your business complete a Personal Financial Statement

3.

Submit required documents depending upon the type of loan(s)

Learn More About How to Apply For a Business Loan

Did You Know?

In order to borrow from HFCU, your business will need to become a member, open a Business Primary Share account with a $25 initial deposit, and meet one of the following eligibility requirements:

Located in HFCU's field of membership
Headquartered in HFCU's field of membership
Regularly conduct business in HFCU's field of membership

Learn more about Business eligibility Learn more about member fees Apply to become a business member

HFCU BUSINESS LENDING TEAM

I'm Ready to Apply

Already a business member?

Apply through our Business Lending Center in eBranch

I'd Like to Talk to Business Lender

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Business Lending

Business Calculators