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Apply for a Business Loan

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Ready to Apply for a Business Loan?

When applying for a business loan, you will need to:

  • Complete a Business Loan Application
  • Have all guarantors 1 for your business complete a Personal Financial Statement
  • Submit required documentation depending upon the type of loan(s) your business is applying

Heritage Family Credit Union has several different Business Loan options to help you pursue your business goals. You can apply for multiple loans using one application, including Business Visa®, Business Line of Credit, Vehicle or Equipment Loan, and a Commercial Real Estate or Construction Loan.

You can apply online, in person at any of our locations, or through HFCUVT Video Branch. Choose the method that works best for you!

A business guarantor completes forms for a business loan

Personal Financial Statement

After completing the Business Loan Application and selecting the type(s) of loan(s) you are applying for, the next step is to have all of the guarantors 1  for your business loan complete a Personal Financial Statement. This form will be emailed to each guarantor, but it can also be accessed on this page or from their Business eBranch login by navigating to Secure Forms.

Complete your Personal Financial Statement

A business lender meets with a business owner

Meet the Business Lenders

Empowering innovation, economy, and community financial success through providing personalized assistance.

  • Prompt decisions from experienced, knowledgeable, local professionals
  • Expert customized guidance and service
  • Access to key decision-makers, including Executive Management
  • Reliable, adept, cooperative financial partner

Connect with a Business LENDER today


1 All business owners with a 20% or more ownership will need to guarantee the loan.