All HFCU branches, drive-thrus, and HFCUVT Video Branch will close at 3:00pm on Wednesday, December 24 and will remain closed on Thursday, December 25, for Christmas.
Our call center, eBranch and M.A.R.S are available 24/7.

1 APR = Annual Percentage Rate.
2 All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply.
3 If a property requires a full appraisal or title search, these costs will not be covered by Heritage Family Credit Union. If a borrower has already closed on a Home Equity Loan product within the last 12 months, the borrower will be responsible for the full closing costs on the second loan. Covered closing costs depend on the location of the property, property type, and the amount of the Home Equity Loan. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer is subject to change or cancellation without notice.