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Business Savings

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Business Primary Share Savings Account

Your Business' share of ownership equals $25, which must remain in the primary share (or savings) account for the life of your Business membership. In addition, your Business may use this account as a traditional savings account. All memberships are insured up to $250,000 by the NCUA share fund.

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Special Purpose Accounts

Special Purpose Savings Accounts are an easy way to set aside money for predictable expenses - such as business taxes, payroll, and conferences. Your business can add regular contributions or a lump sum. These accounts have no minimum balance requirements or deposits required. They can be linked to a savings goal within eBranch, HFCU's online banking platform - making it even easier for your business to meet its financial goals.

View Business Share Account Dividend Rates

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Money Market Share Account

Your Business' money will work hard for you at HFCU, but it will never be far from reach in a Business Money Market Share Account. Your Business' savings will grow, and you'll have access to capital whenever you need it - through cash or checks. With competitive rates and more significant dividends, watch your business' savings pile up.

  • Open your account with as little as $1,000
  • A tiered dividend rate structure that pays a higher rate for higher balances
  • No monthly fees
  • NCUA insurance protection up to $250,000

View Business Money Market Savings Dividend Rates

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Term Share Certificate (CD)

Business Term Share Certificates, also called CDs, are investment tools for businesses to earn a guaranteed interest rate on funds they deposit. Term share certificates are a form of investment that allows businesses to earn higher interest rates on their deposits. Businesses can choose the term length most suitable for them. 

View Business Term Share Certificate Rates

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Flex Savings Account

The Business Flex Savings Account is a transfer vehicle offering higher rates of return than other accounts. Business Flex Savings Accounts are excellent to use when you want higher rates of return coupled with fast liquidity. Unlike Term Share Certificates with penalties for early withdrawal, the Flex Savings Account allows for penalty-free withdrawals and unlimited transfers. It is FREE with a Plus Checking Account or a Non-Profit Checking.

View Flex Savings Dividend Rates