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Become a Member

Member OWNER

Your share of membership requires a $25 initial deposit into an account, which is a member's ownership share in the credit union.

No minimum balance

No minimum balance requirements on savings or checking accounts.

FREE FINANCIAL COACHING

Financial coaching is available to HFCU Members at no cost with HFCUniversity.

FREE eSTATEMENT DELIVERY

Protect your information by keeping your documents securely in one place.


A family of four sits to rest and enjoy the view after hiking up a mountain

Where your family is our family

We're a credit union that is locally owned, operated, and focused on you.
We're here to help as you pursue your goals and objectives.

Member Account Fees

colorful map showing Vermont, New Hampshire, New York, and Massachusetts

FIELD OF MEMBERSHIP

Rutland County
Benson, Brandon, Castleton, Chittenden, Clarendon, Danby, Fair Haven, Hubbardton, Ira, Killington, Mendon, Middletown Springs, Mount Holly, Mount Tabor, Pawlet, Pittsfield, Pittsford, Poultney (town), Poultney (village), Proctor, Rutland Town, Rutland City, Shrewsbury, Sudbury, Tinmouth, Wallingford, Wells, West Haven, West Rutland

Addison County
Addison, Bridport, Bristol, Cornwall, Ferrisburgh, Goshen, Granville, Hancock, Leicester, Lincoln, Middlebury, Monkton, New Haven, Orwell, Panton, Ripton, Salisbury, Shoreham, Starksboro, Vergennes, Waltham, Weybridge, Whiting

Bennington County
Arlington, Bennington, North Bennington, Old Bennington, Dorset, Glastenbury, Landgrove, Manchester, Manchester Village, Peru, Pownal, Readsboro, Rupert, Sandgate, Searsburg, Shaftsbury, South Shaftsbury, Stamford, Sunderland, Winhall, Woodford

Windham County
Athens, Brattleboro, West Brattleboro, Brookline, Dover, Dummerston, Grafton, Guilford, Algiers, Halifax, Jamaica, Londonderry, Marlboro, Newfane, Newfane Village, Putney, Rockingham, Bellows Falls, Saxtons River, Somerset, Stratton, Townshend, Vernon, Wardsboro, Westminster, North Westminster, Whitingham, Jacksonville, Wilmington, Windham

Windsor County
Andover, Baltimore, Barnard, Bethel, Bridgewater, Cavendish, Chester, Chester Depot, Hartford, White River Junction, Wilder, Hartland, Ludlow, Ludlow Village, Norwich, Plymouth, Pomfret, Randolph, Reading, Rochester, Royalton, Sharon, Springfield, Stockbridge, Weathersfield, Perkinsville, West Windsor, Weston, Windsor, Woodstock, Woodstock Village

Cheshire County
Alstead, Chesterfield, Dublin, Fitzwilliam, Gilsum, Harrisville, Hinsdale, Jaffrey, Keene, Malborough, Marlow, Nelson, Richmond, Rindge, Roxbury, Stoddard, Sullivan, Surry, Swanzey, Troy, Walpole, Westmoreland, Winchester

Hillsborough County
Antrim, Bedford, Bennington, Derring, Francestown, Goffstown, Greenfield, Hancock, Hillsborough, Manchester, New Boston, Weare, Windsor

Merrimack County
Allenstown, Andover, Boscawen, Bow, Bradford, Canterbury, Chichester, Concord, Danbury, Dunbarton, Epsom, Franklin, Henniker, Hill, Hooksett, Hopkinton, Loudon, New London, Newbury, Northfield, Pembroke, Pittsfield, Salisbury, Sutton, Warner, Webster, Wilmot

Rockingham County
Auburn, Chester, Candia, Raymond, Deerfield, Nottingham, Northwood

Sullivan County
Acworth, Charlestown, Claremont, Cornish, Croydon, Goshen, Grantham, Langdon, Lempster, Newport, Plainfield, Springfield, Sunapee, Unity, Washington

Washington County
Cambridge, Dresden, Granville, Hampton, Hartford, Hebron, Jackson, Putnam, Salem, White Creek, Whitehall

Rensselaer County
Berlin, Grafton, Hoosick, Petersburgh, Pittstown, Stephentown

Berkshire County
Adams, Clarksburg, Florida, New Ashford, North Adams, Savoy, Williamstown

Franklin County
Bernardston, Buckland, Charlemont, Colrain, Erving, Gill, Hawley, Heath, Leyden, Monroe, Northfield, Rowe, Warwick