All HFCU branches, drive-thrus, and HFCUVT Video Branch will be closed Monday, November 11, for Veterans Day.
Our call center, eBranch and M.A.R.S are available 24/7.
Account Type 1 | APR 2 | Term | Payment per $1,000 |
---|---|---|---|
Secured - 24 months | 5.75% | 24 months | $44.34 |
Secured - 36 months | 6.00% | 36 months | $30.52 |
Secured - 48 months | 6.25% | 48 months | $23.68 |
Secured - 60 months | 6.50% | 60 months | $19.63 |
Secured - 72 months | 7.00% | 72 months | $17.11 |
All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply. |
Term 3 | APR 2 | Payment Per $1,000 |
---|---|---|
24 months | 6.75% | $44.81 |
36 Months | 7.00% | $30.99 |
48 Months | 7.25% | $24.15 |
60 Months | 7.50% | $20.12 |
72 Months | 8.00% | $17.61 |
All rates subject to change without notice. Initial $25 deposit for membership required. Additional restrictions apply. |
Account Type 1 | APR 2 | Term | Payment Per $1,000 |
---|---|---|---|
Unsecured | 10.70% | 60 Months | $21.61 |
Unsecured Energy Efficiency | 7.70% | 84 Months | $15.45 |
Secured Solar Loan | 7.25% | 180 Months | Call |
Certificate Secured | Certificate Rate + 3% Adj. | ||
Share Secured | Share Rate + 3% Adj. | ||
Overdraft Protection | 15.00% | ||
All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply. |
Account Type | Promotional APR 4 | Promotional Term | Payment Per $1,000 |
---|---|---|---|
Home Equity Line of Credit 5 | 5.75% Adj. | 24 Months | Payment Example: a $50,000 line of credit at 7.25% APR for 180 months would be approximately $457.00 a month. |
All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply. |
Account Type | APR 2 | Term | Payment Per $1,000 |
---|---|---|---|
Home Equity Loan | 6.00% | 84 Months | Payment Example: 60 monthly payments of $19.33 per $1,000 borrowed at 6.00% APR |
All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply. |
Account Type | APR 2 |
---|---|
Platinum | Prime + 4% Adj. |
Gold | 9.99% |
Classic | 12.90% |
All rates subject to change without notice. Initial $25 deposit for membership required. Additional restrictions apply. To read important Visa Credit Card disclosures, visit https://www.hfcuvt.com//content/docs/credit-card-application-and-solicitation-disclosure-9-2024.pdf |
1 Rates "as low as." Rate based on your credit history. Add 1.00% APR for non-vehicle (motorcycles, ATVs, snowmobiles, side by sides, RVs, campers, boats, etc.) secured loans. Actual rate may be higher.
2 APR = Annual Percentage Rate.
3 Rates "as low as." Rate based on your credit history. Includes added 1.00% APR for non-vehicle (motorcycles, ATVs, snowmobiles, side by sides, RVs, campers, boats, etc.) secured loans. Actual rate may be higher.
4 APR = Annual Percentage Rate. Promotional APR is subject to credit approval and will terminate at the end of the 24-month promotional period. Non promotional rates are variable and subject to credit qualifications and will be indexed to the Prime Rate published in the Wall Street Journal (8.00% as of 9/19/2024). Rates take effect the first day of the following month, subject to a maximum APR of 18%. Promotional offer subject to change or terminate at the discretion of HFCU. Additional terms and conditions may apply. Call 888.252.8932 or see below for details. Loan payment example for a $50,000 line of credit at 7.25% APR for 180 months would be approximately $457.00 a month.
5 Rates "as low as." After promotional period, rates "as low as" Actual rate may be higher.