1.5% Cash Back When You Refinance Your Loan or Credit Card With Us - Plus We'll Match or Beat Your Existing Rate*

1.5%25 Cash Back When You Refinance with HFCU!*



We invite both new members and existing members to apply now online, or contact us at 888.252.8932.

* Floor rate for loans is 1.90% APR for 24 months. Other rates and terms available. Offer applies only to loans being refinanced from other lenders. Must have 6 months of loan payment history. APR = Annual Percentage Rate. No Additional discounts available. Certain credit criteria applies for lowest advertised rate. Certain restrictions apply. To qualify, a borrower must meet underwriting requirements. All loans are subject to approval. This offer excludes existing HFCU loans, mortages and business. Rates subject to change without notice. Equal opportunity lender. Federally insured by NCUA.
Visa Cards
Our Visa cards give the purchasing power you need. We offer several great Emerald card choices for you and your business.
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.