Emerald Visa Card

An Emerald VISA card from Heritage Family Credit Union.Whether you are at the local grocery store or out on an island vacation, Visa cards give you the purchasing power you need when you need it. The Credit Union offers several great Emerald choices for you and your business, such as: Visa Platinum rate, Visa Gold rate, and Visa Classic rate. Our Emerald Visa cards also offer a program specially designed to reward members for their Visa usage. With the CU Rewards Program you earn one point for every dollar purchase. Rewards include airline tickets, hotel and other assorted travel discounts, merchandise, account credit and more. Credit limits are determined on a per member basis by the Loan Department.

To access your CU Rewards Program, login to your eBranch or visit www.CURewards.com

Apply online today!

Visa Platinum Rate

The Visa Platinum rate card is a great choice if you are looking for a low rate, the ability to earn rewards for your purchases and many more benefits.  The ANNUAL PERCENTAGE RATE for our Visa Platinum is Prime+4% adj.

Visa Gold Rate

The Visa Gold rate card offers a generous credit limit with a low non-variable APR as well as many other great benefits including the ability to earn rewards for your purchases. With a non-variable low rate of 9.99% APR, you will be hard pressed to find a better card.

Visa Classic Rate

The Visa Classic rate card is an ideal first card. Visa Classic is simple, flexible, and recognized worldwide. Use Visa Classic for all of your everyday needs. We offer a Visa Classic card with no annual fee and a non-variable interest rate of 12.9% APR, this is an exceptional value. You’re going to love the benefits, including the ability to earn rewards for your purchases.

Additional Benefits: 

• No Fee Balance Transfers

How long will it take to pay off my credit card?
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.
Premier Checking
Heritage Family Credit Union's fully featured, Premier Checking account offers fraud protection, credit report monitoring, and many more benefits for a small monthly fee. No minimum balance is required. There are many products and services included with Premier Checking at no extra charge.