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Closed for Memorial Day

In honor of those who lost their lives while serving in the U.S. military, all HFCU branches and drive-thru windows and HFCUVT Video Branch will be CLOSED Monday, May 26 for Memorial Day.

Our contact center, eBranch and M.A.R.S are available 24/7.

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Personal Loans

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DOWNSIZE YOUR DEBT, NOT YOUR DREAMS

Debt consolidation loans

Whether your debt is a little or a lot, stop juggling everything you owe and combine it into one manageable monthly loan payment.

Apply for a personal loan

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YOUR FUNDS, YOUR FUTURE

Credit Builder Loans

If you have no credit – or are rebuilding your credit – but need a loan, here’s how. With a Credit Builder Loan, you secure the loan amount in a savings account as collateral. Then, when the loan is paid off, the reserved funds are yours to use...or keep saving!  

  • Low fixed rate
  • Flexible terms between 6 and 24 months
  • Loan amounts of $500, $1,000 or $2,000
  • Credit reporting to build your score

Visit your local branch, call 888.252.8932, or apply with a live video branch agent!

Apply Now on HFCUVT Video Branch

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PRIORITIZE THE PLANET

green loans

Share our commitment to caring for the environment and receive special financing on

  • High fuel economy rated vehicles
  • Home efficiency projects, including alternative and renewable energy
  • Solar installation

Learn more about green loans

A life buoy lays nearby ready to assist

Life can take some unexpected turns. That’s why there’s Debt Protection 5

Financial protection for the unexpected – protect the ones that matter most. Debt Protection could help your family’s financial situation against a variety of covered life events:

  • Involuntary Unemployment
  • Disability
  • Death

Take an important step toward financial security. Ask Heritage Family Credit Union about Debt Protection today.

Contact us to learn more

Disclosures

1 APR = Annual Percentage Rate.

2 Rates "as low as." Rate based on your credit history. Actual rate may be higher.

3 Rate displayed is the lowest rate available. Loan rates will vary based on credit qualifications and all loans are subject to credit approval. All rates subject to change without notice. Initial $25 deposit for membership required. Terms and conditions subject to change without notice. Certain restrictions apply.

4 The information provided by this calculator is not guaranteed and is for educational purposes only. Your loan details may differ and will be subject to credit approval.

5 Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. © TruStage DP-3415586.2-1123-1225