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Apply for a Business Loan

As your business grows, we want to help support your dreams and reach your goals. Heritage Family Credit Union has several different Business Loan options to help you pursue your business goals. 

​​​Business Application​​​Apply online for a Business Loan

You can apply for multiple loans using one application, including:
  1. • Business Visa™
  2. • Business Line of Credit
  3. • Term/Equipment Loan
  4. • Commercial Real Estate

After completing the Business Loan Application and selecting the type(s) of loan(s) you are applying for, the next step is to have all of the guarantors* for your business loan complete a Personal Financial Statement. This form will be emailed to each guarantor, but it can also be accessed on this page or from their Business eBranch login by navigating to Secure Forms.

StatementComplete Your Personal Financial Statement  

Additional Documentation

A business lender will contact you within one business day of submission of your completed Business Loan Application to discuss next steps and any documentation that may be required. If you would like to start providing any of these documents, please upload them to our Business Portal

Business UploadUpload Documents to our Business Portal  

Examples of documents are:

From the Business

2 years signed Business Tax Returns
Most recent Profit and Loss

From the Borrowers/Guarantors

2 years signed Personal Tax Returns
If employed by another business, 2 years W-2 and a month's worth of paystubs

For Real Estate Loans

Purchase & Sales on the property, if applicable
Most recent property tax bill
Most recent insurance binder
Statement from the current mortgage company, if applicable

For Vehicle/Equipment Loans

Bill of Sale, if applicable
Most recent insurance binder
Statement from current financial institution if currently financed

If you have any questions, please reach out to the Business Services Team by calling 802.747.2337 or via email at businessservices@hfcuvt.com. We look forward to working with you!

*All business owners with a 20% or more ownership will need to guarantee the loan.