Apply for a Business Loan
As your business grows, we want to help support your dreams and reach your goals. Heritage Family Credit Union has several different Business Loan options to help you pursue your business goals.
Apply online for a Business Loan
You can apply for multiple loans using one application, including:
- • Business Visa™
- • Business Line of Credit
- • Term/Equipment Loan
- • Commercial Real Estate
After completing the Business Loan Application and selecting the type(s) of loan(s) you are applying for, the next step is to have all of the guarantors
* for your business loan complete a Personal Financial Statement. This form will be emailed to each guarantor, but it can also be accessed on this page or from their Business eBranch login by navigating to Secure Forms.
Complete Your Personal Financial Statement
Additional Documentation
A business lender will contact you within one business day of submission of your completed Business Loan Application to discuss next steps and any documentation that may be required. If you would like to start providing any of these documents, please upload them to our
Business Portal.
Upload Documents to our Business Portal
Examples of documents are:
From the Business
2 years signed Business Tax Returns
Most recent Profit and Loss
From the Borrowers/Guarantors
2 years signed Personal Tax Returns
If employed by another business, 2 years W-2 and a month's worth of paystubs
For Real Estate Loans
Purchase & Sales on the property, if applicable
Most recent property tax bill
Most recent insurance binder
Statement from the current mortgage company, if applicable
For Vehicle/Equipment Loans
Bill of Sale, if applicable
Most recent insurance binder
Statement from current financial institution if currently financed
If you have any questions, please reach out to the Business Services Team by calling 802.747.2337 or via email at
businessservices@hfcuvt.com. We look forward to working with you!
*All business owners with a 20% or more ownership will need to guarantee the loan.