Checking

¹ There are no minimum balance requirements and the monthly fee is $3.95 per month, or $2.95 per month with regular direct deposit. Regular direct deposit means two (2) direct deposits of at least $150.00 each, or one Social Security deposit in a month.

² APY=Annual Percentage Yield. Must be enrolled in a Premier Checking Account to be eligible. Members with an expiring Term Share Certificate must apply for a new 12, 18, 24, or 36 month term share within ten (10) days of expiration to be eligible for this offer. Rate subject to change without notice. Penalties may be imposed for early withdrawal. You have a grace period of ten (10) days after maturity in which to withdraw funds in the account without being charged an early withdrawal penalty. For all Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. Fees may reduce earnings. For all accounts, your account will automatically renew for another term upon maturity. You must notify us in writing before, or within the 10-day grace period after, the maturity date, if you do not want the account to automatically renew. If you do not notify us, the renewal term will be the same as the original term, beginning on the maturity date (unless we notify you, in writing, before a maturity date, of a different term for renewal).

³ IDProtect® service is a personal identity theft protection service available to personal checking account owner(s) who are at least 18 years of age, their joint account owners, and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations, and/or churches and their members, schools, and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as a domestic partner, children under 25 years of age, and parent(s) of the account holder who are residents of the same household.