Premier Checking

Heritage Family Credit Union’s fully featured Premier Checking Account offers valuable financial features PLUS IDProtect®, an Identity Theft Monitoring and Resolution Service and many more benefits for a small monthly fee. No minimum balance is required.

Products and Services included with Premier Checking at no extra charge include:

• Home Banking
• eStatements
• eBill Pay
• Debit Cards
• Mobile Banking
• SmartDeposit
• Overdraft Protection
• Pays Interest
• Free Checks (if 60 or over and/or Presidential level of Relationship Rewards)
• IDProtect®<sup>1

1</sup> IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered).   Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.