Disclosures Membership disclosures contain valuable information that pertains to the products and services we offer to our members. Please take a moment to review these important documents. Use the links below to view the disclosures.

Web Disclosure Statement

• This website provides links to other web sites for convenience and informational purpose only.
• When you select a link on our web page, you may be leaving our web site.
• Linked sites are not under the control of the Heritage Family Credit Union and the Heritage Family Credit Union is not responsible for the contents of any linked sites, or any link contained in a linked site, or any changes or updates to such sites.
• Heritage Family Credit Union is not responsible for any transmission received from a linked site.
• Inclusion of a link does not imply endorsement by the client of the website, its content, advertisers, or sponsors.

Membership and Account Agreement

Business Membership and Account Agreement

Electronic Funds Transfer Agreement

Funds Availability Disclosure

Courtesy Pay Disclosure

Privacy Notice & Disclosure

Web Privacy & Cookie Policy

eBranch Agreement & Disclosure

Smart Deposit User Agreement

Truth-in-Savings Disclosure - Shares

Truth-in-Savings Disclosure - Term Share Certificates
Seminars & Events
Heritage Family Credit Union offers a variety of Seminars & Events to help educate and support the community.
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.