Become a Member
Rates
Calculators
About Us
Contact Us
Search
mobile menu
PERSONAL
Checking Accounts
Premier Checking Account
Basic Checking Account
Checking Account Protection
Mobile Payments
Savings Accounts
Regular Savings Account
Special Purpose Savings Account
Tiered Rate Savings Account
Health Savings Account
Term Share Certificates (CDs)
Youth Accounts
Heritage Heroes
Individual Retirement Account (IRAs)
Loans & Credit Cards
Vehicle Loans
Credit Cards
Mortgages
Home Equity Loans & Lines of Credit
Credit Builder Loans
Personal Loans
Student Loans
Green Loans
Savings Calculator
Protecting Your Loans
Help Loan
ID Protect
Make A Payment
BUSINESS
Savings Accounts
Checking Accounts
Payroll Services
Loans
Merchant Services
Meet The Business Lenders
APPLY NOW
Become A Member
Consumer Loan or Credit Card
Instant Pre-approval For Vehicle Loans
Mortgage or Home Equity Loans
Home Equity Line of Credit Application For Members
Home Equity Line of Credit For Guests & Members With No e-Branch
INVESTMENTS
Investment Options
Retirement
Manage Your Investments
Meet The Heritage Way Team
Contact The Heritage Way Team
INSURANCE
Life Insurance
Medicare Supplement
Home and Auto
TruStage
LEARNING
VISA and Debit Card Controls
Financial Education Videos
Financial Calculators
Seminars & Events
Credit Union Holidays
Educational Links
HFCU Text Updates
FAQs
Fraud Protection
Special Notices
COVID-19 FAQs & Resources
COVID-19 Updates
Become a Member
Rates
Calculators
About Us
Contact Us
eBranch
Become A Member
Membership Eligibility
Vermont
Massachusetts
New Hampshire
New York
Apply Now
Become A Member
Consumer Loan or Credit Card
Instant Pre-approval For Vehicle Loans
Mortgage or Home Equity Loans
Home Equity Line of Credit Application For Members
Home Equity Line of Credit For Guests & Members With No e-Branch
Download Our App
Membership Benefits
Relationship Rewards
Membership Fees
Forms
Chat With Us
Apply Now
Apply to become a member of Heritage Family Credit Union.
Apply for a Consumer Loan or Credit Card.
Apply for instant pre-approval for your next vehicle loan with SmartApproval!
Apply for a Mortgage or Home Equity Loan.
Members: Apply for a Home Equity Line of Credit.
Guest and Members who do not use eBranch: Apply for a Home Equity Line of Credit.
VISA Cards
Our VISA cards give the purchasing power you need. We offer several great Emerald card choices for you and your business.
Learn More
Locations & Hours
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.
See all Locations & Hours