History In 1956, fifty-seven GE employees came together in Ludlow, Vermont to form Heritage Family Credit Union with a total of $800 in deposits for the first month.

Heritage Family Credit Union is a member-owned not-for-profit co-operative formed for the purpose of promoting thrift. HFCU is constantly looking for new and innovative ways to provide our members with the most current, convenient and beneficial services.

Heritage Family Credit Union offers a wide variety of financial products and services including mortgages, business services and construction loans to meet all of our members purchasing, refinancing and home remodeling needs.

The Credit Union has ten branches throughout Vermont, located in Rutland, Fair Haven, Brandon, Bennington, Castleton, Ludlow,  Londonderry, and Manchester, as well as a branch in Hooksett, New Hampshire.
Heritage Way
Manage all of your investment options through Heritage Way. Organize your finances and plan for the future with the many tools available through Heritage Way. Calculate what you may be worth when you retire, learn about investing in the Education Center or contact your Heritage Way representative.
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.