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Basic Checking Fall Winter 2025

Heritage Family Credit Union Logo

No Monthly Service Fee

You've already worked hard for your money...why pay just to have it in an account?

No Minimum Balance

No, you should not be required to have a certain amount of money in your checking account. And now you're not.

30,000 Surcharge-Free ATMs

Access your money around the country - with no surcharge - thanks to our network of ATMs.

5,000+ Shared Branching Locations

Shared Branching gives you a network of credit unions around the country where you can conduct transactions.

I'm Ready! Open My Checking Account

Visa® Debit Card
Make secure purchases and payments with ease

Digital Banking
Manage your money anywhere, at any time

Pay bills in a few clicks and deposit checks on the go

Overdraft Protection
Coverage when you need it most


A couple chats with Video Agents through HFCUVT Video Branch.

Video Chat - No Branch Visit Needed!

No HFCU location near you? No problem! With HFCUVT Video Branch, you can open your account from wherever you are and get live, on-screen assistance with other typically branch-based services during normal operating hours.