Youth Accounts

We offer accounts for all ages and life stages. These accounts are designed to start young people off on the right path to financial success. Visit your local branch to learn more about these accounts.

Newborn Accounts

Get your newborn set up on the right path to savings! Heritage Family Credit Union offers Newborn Accounts at no cost for members' children. Children must be under the age of one (1) year upon opening the account, and the original $25 membership share cannot be withdrawn during the first year.

Heritage Hero Accounts

Join Captain Credit Union and the Heritage Heroes on their quests for savings, spending and sharing adventures! Heroes, ages 1 to 12 years, earn cool benefits like a membership card, prizes and invites to special events.

Teen Accounts

Students 13 to 14 can save their money with Share Accounts. While students ages 15 to 18 years, ready for some real world financial experience and responsibility, have an opportunity to grow their financial picture with checking accounts, overdraft protection, car loans, credit builder loans, and even low-limit Emerald Visa cards.*  Heritage Family helps you develop your accounts along with your needs.

Student Credit Union

Heritage Family has a student-run credit union at the Southwest Vermont Career Development Center in Bennington, Vermont. Students get real life working experience, while helping other students develop their financial understanding and portfolio.

*Lending products (overdraft, credit builder loan or student VISA) are only eligible to teens over the age of 15. Certain restrictions apply.