Skip A Pay


Click Here for a Printable Skip A Pay Form

Skip your payment and enjoy the extra cash! For qualified members. By skipping your loan payment by one month, you authorize Heritage Family Credit Union to extend your final loan payment. Finance charges will continue to accrue on your unpaid balance. Your account must be in good standing and have a minimum of 6 months of payments made to take advantage of this offer. The Credit Union reserves the right to determine if prior subsequent actions may disqualify your account. Should you request a Skip-A-Pay, you will be charged a $30.00 processing fee (per loan). A granted Skip-A-Pay entitles the member to skip one (1) month’s regular payment on the specified loan. The regular payment schedule will resume the month following the elected Skip-A-Pay month. Your Heritage Family Credit Union accounts must be in good standing. You also understand that if you have purchased a GAP policy through Heritage Family Credit Union that you are only allowed 1 Skip-A-Pay or deferment during the loan term for protection up to 125% LTV. Real Estate, Visa, Mobile Home and Business loans excluded.
Emerald VISA
Emerald VISA cards give you the purchasing power you need when you need it. The credit union offers several great Emerald choices for you and your business. Our Emerald VISA cards offers members Choice Rewards, a program specially designed to reward members for their VISA usage.
Locations
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.