Heating Loans

Current HFCU members may apply directly through eBranch or by visiting the apply now page on our website.

Non-members may apply for a new membership along with a heating loan through our website.

Wrap up your home heating costs: Pre-pay with a Heating Loan


Rates as low as 2.99% APR* for 12 months

Fuel Oil  •  Firewood •  Pellets  •  Propane  •  Heat Pump Installation

*Annual Percentage Rate. Federally insured by NCUA. Fixed rate for 12 months from date of finance. Certain restrictions apply. To qualify, a borrower must meet underwriting requirements. Monthly payment of $84.73 per $1000 for 12 months. New money only.

VISA Cards
Our VISA cards give the purchasing power you need. We offer several great Emerald card choices for you and your business.
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.