Swipe. Tap. Use. Be Entered to Win!


Swipe. Tap. Use. Be entered to win!


Swipe. Tap. Use. Be entered to win!

Make 10 or more purchases with your Emerald VISA and be entered to win up to $500 towards your credit card balance!

ONE winner each month of April, May and June, 2022.

Make 10 Emerald VISA card purchases of $5 or more each month from 4/1/2022 to 6/30/2022 and you’ll get 1 entry per month for a total of 3 entries for the entire promotion period. There will be 1 winner selected each month of the promotion period for the prize amount of $500, which will be added as a statement credit on your Emerald VISA card. No purchase or obligation necessary to enter or win. Non-purchase entries have an equal chance of winning. Open to legal U.S. residents 18 years and older as of 4/1/2022. Additional restrictions apply and this offer is subject to change without notice. All loans are subject to credit approval. Equally opportunity lender. Federally insured by the NCUA.



No purchase necessary to enter/win. All entries have an equal chance of winning. Odds of winning depend on the number of entries.


Open to all legal U.S. residents, 18 or older as of 4/1/2022. Heritage Family Credit Union employees, Board Members, Supervisory Committee Members, and their immediate family members are not eligible. Subject to applicable federal, state, & local laws and regulations. Winner must be in good standing with Heritage Family Credit Union to be eligible with no delinquencies on loans or negative balances on primary accounts. Void where prohibited.

To Enter:

Begins 4/1/2022, 12:00:01 a.m. Eastern Time (EST) and ends 6/30/2022, 11:59:59 p.m. EST. Any Heritage Family Credit Union member who uses their Emerald VISA credit card more than 10 times each month during the promotional period to make a purchase of $5 or more will receive one (1) entry each month for a total of three (3) entries into the drawing to have up to $500 applied to the credit card loan balance.

Individuals may also enter the drawing by mailing a 3x5 card with your name, address and phone number to Heritage Family Credit Union Attn: Marketing Dept., 30 Allen Street, Rutland, VT 05701. Mailed entries must be received no later than June 17, 2022.


Three (3) Grand Prize winners will receive up to $500 to be applied to their Emerald VISA credit card loan balance. Funds will only be applied to the balance on the card, i.e. if the balance is only $200, there will be no other funds awarded. Federal, State, and Local Taxes and all other expenses not specified herein are solely the winner’s responsibility.

Winner Selection:

Drawing will be held on or before July 8, 2022. Winners need not be present at drawing to win; winners will be contacted via phone, email or mail within five (5) business days of the drawing date. Winners must contact Heritage Family Credit Union, sign a publicity release, and provide/have a photo taken within five (5) business days of being notified by Heritage Family Credit Union about winning the contest, or forfeit their winnings and a new winner will be drawn. Photos and winners’ names (first name) can be posted to social media or used in other marketing purposes following the delivery of the winnings.


No transfer, assignment, or substitution of prizes (or portion thereof) is permitted except by Heritage Family Credit Union due to prize unavailability or other causes determined solely by Heritage Family Credit Union, and then for a prize (or applicable portion thereof) of equal/greater value. Heritage Family Credit Union has the right, in its sole discretion, to cancel or discontinue this contest at any time for any reason.

Contest Sponsor:

Heritage Family Credit Union, 30 Allen Street, Rutland, VT 05701

Consumers may request a list of all winners at the above address.

Federally Insured by NCUA. Equal Opportunity Lender.

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