All HFCU branches, drive-thrus, and HFCUVT Video Branch will be closed on Monday, October 9 for Indigenous Peoples’ Day.
Use the Energy Efficiency Loan to increase the efficiency of your home, such as new appliances, sealing a drafty house, solar panels, and so much more! The loan has a maximum amount of up to $40,000 financing and rates as low as 7.70% APR 2 . Proof of work to be done is required.
We know not everyone has equity in their home. Our Solar Loans do not require your home as collateral, which skips the need for an appraisal or title work.
A greener home is all part of living a more sustainable lifestyle. Find helpful information on the latest offers to help your family use the equity in your primary or second home to finance your renewable energy, home energy efficiency, or solar project while contributing to overall environmental preservation.
1 APR=Annual Percentage Rate. To receive advertised rate discount, member must disclose intention to purchase an eligible vehicle at time of loan application. Rates published on this website do not currently account for this discount of 0.50% APR off auto loan rates. Some exclusions and restrictions apply. All loans subject to credit approval. This offer is subject to change or cancellation without notice.
2 APR = Annual Percentage Rate. Actual rate may vary based on creditworthiness. Not all borrowers will qualify for the lowest rate.
3 If a property requires a full appraisal or title search, these costs will not be covered by Heritage Family Credit Union. If a borrower has already closed on a Home Equity Loan product within the last 12 months, the borrower will be responsible for the full closing costs on the second loan. Covered closing costs depend on the location of the property, property type, and the amount of the Home Equity Loan. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer is subject to change or cancellation without notice.
4 Not all borrowers will qualify. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Equal Opportunity Lender.