New members are welcomed to the Credit Union.

Become A Member

Heritage Family Credit Union is a not-for-profit federally chartered co-operative that is owned by its members. Membership requires a $25 initial deposit into an account, which is a member's share in the credit union.  

You can apply for membership, or if you are looking for a loan, you can apply for membership and a loan at the same time. Choose the appropriate loan from the list below and submit your application! 

Apply for Heritage membership.Apply to Become a Member

Apply for membershipApply for Membership & an Emerald VISA Card

Apply for membership and a personal loan.Apply for Membership & a Personal Loan

Apply for membership and a vehicle loan.Apply for Membership & an Auto or Toy Loan*

Apply for membership and a HELOC.Apply for Membership & a Home Equity Line of Credit**

Apply for a mortgage or home equity loanApply for a Mortgage or Home Equity Loan**

Check the status of your application Recently applied? Check the status of your application!

*This application is for those members who have already picked out their car and know information, such as VIN and final price. If you are looking to be pre-approved, please visit our Smart Approval Application

**Learn more about Home Equity Lines of Credit and Home Equity Loans to determine which loan is right for you.
Membership Eligibility
Click here for membership eligibility information.
About Us
A brief history of Heritage Family Credit Union.
Relationship Rewards
The more you use the credit union, the more you can save. Find out how.
A comprehensive list of service fees.
Apply Now
Apply online to become a member.