Become A Member

Heritage Family Credit Union is a not-for-profit federally chartered co-operative that is owned by its members. Membership requires a $25 initial deposit into an account, which is a member's share in the credit union.  

You can apply for membership, or if you are looking for a loan, you can apply for membership and a loan at the same time. Choose the appropriate loan from the list below and submit your application! 

Apply to Become a Member

Apply for Membership & an Emerald VISA Card

Apply for Membership & a Personal Loan

Apply for Membership & an Auto or Toy Loan*

Apply for Membership & a Home Equity Line of Credit**

Apply for a Mortgage or Home Equity Loan**

 Recently applied? Check the status of your application!

*This application is for those members who have already picked out their car and know information, such as VIN and final price. If you are looking to be pre-approved, please visit our Smart Approval Application. 

**Learn more about Home Equity Lines of Credit and Home Equity Loans to determine which loan is right for you.