Term Share Certificates (CDs)


Short Term Savings AccountsTerm Share Certificates, also known as CDs,  are investment tools for individuals to earn a guaranteed interest rate on a specified amount of funds for a specific term. This rate is usually higher than regular shares. Term share certificates allow you to earn a guaranteed rate of return on your deposited funds, as well as, earn a higher rate of interest on funds set aside for such things as education or down payment on property. Terms are available to meet your individual needs. Certificates may be opened at any time. Heritage Family Credit Union offers term share certificates in five different terms as follows:
 
  • • 90 Days
  • • 6 Months
  • • 12 Months
  • • 24 Months
  • • 36 Months

Special Sunset Certificates as posted. (Not always available)
Heritage Way
Manage all of your investment options through Heritage Way. Organize your finances and plan for the future with the many tools available through Heritage Way. Calculate what you may be worth when you retire, learn about investing in the Education Center or contact your Heritage Way representative.
Locations
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.