Student Loans

Student Loans Smart Option Student Loan® for Heritage Family Credit Union by Sallie Mae®


For borrowers attending degree-granting institutions
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  •  Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility.
  •  No origination fee and no prepayment penalty
  •  Benefits and an interest rate reduction available
  •  Rates that reward creditworthy borrowers
  •  Applying with a creditworthy cosigner may help you qualify
  •  100% US-based Student Loan Specialists
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To learn more, please get started here.
MKT12064 0916
Emerald VISA
Emerald VISA cards give you the purchasing power you need when you need it. The credit union offers several great Emerald choices for you and your business. Our Emerald VISA cards offers members Choice Rewards, a program specially designed to reward members for their VISA usage.
Shared Branching
Heritage Family Credit Union is part of “shared branching” - through our partnership with other credit unions, you can conduct transactions in participant’s branches just as if you were in a Heritage Family Credit Union branch.