Credit Builder Loans


Credit Builder Loans If you are a responsible individual that is looking for a chance to prove yourself to creditors, Heritage Family Credit Union can lend you a hand. Our Credit Builder Loans are designed to help put you on the right track to a bright financial future. Whether you are just starting off and looking to establish credit or need assistance improving a poor credit rating, our experienced lenders have the perfect option. Utilize Credit Builder Loans for a variety of purposes including:

• Establishing new credit
• Repairing poor credit
• Saving for large ticket items

With Credit Builder Loans, the amount you borrow will be placed in an interest bearing savings account and cannot be withdrawn until all monthly payments have been made. Information regarding your payment history is reported to the credit bureau each month to help improve your credit rating. Upon successful repayment of the loan, the money is fully available to you.

Credit Builder Loan amounts normally range from $500 - $1,000 and are lent for terms of one year or less. This way you are not locked into a long term commitment, but are still able to reap the benefits of regular installment loan payments.
Emerald VISA
Emerald VISA cards give you the purchasing power you need when you need it. The credit union offers several great Emerald choices for you and your business. Our Emerald VISA cards offers members Choice Rewards, a program specially designed to reward members for their VISA usage.
Locations
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.