Loans

Heritage Family has been helping make people's dreams come true for over half a century with a variety of loan products. From building credit to refinancing your home, we have you covered. The credit union offers a "risk-based" lending policy called Performance Plus Lending in order to offer the best possible rates based on each individual's financial "performance" or credit history. The rate you pay is determined by your credit score and term of the loan. Since interest is charged on the unpaid balance only, there is no penalty for early payment on your loan.
Mortgages
Whether you are in the market to buy a new home or refinance to take advantage of lower rates, HFCU  has the right mortgage to fit your needs.
Home Equity
Home Equity Loans and Home Equity Lines of Credit (HELOCs) to our members at super-competitive rates.
Vehicle Loans
In the market for a new or used car, truck or recreational vehicle?
Credit Builder Loans
Whether you are building your credit, or rebuilding your credit, we can help.
Personal Loans
Learn more about unsecured Personal Loans.
Student Loans
Smart Option Student Loan® by Sallie Mae®