Membership Fees

Share Account Fee  
Share Account Low Balance Fee $3.00/Month if minimum daily balance is not met
Regulation D Violation $10.00
Share Draft Account Fees  
NSF Fee $30.00/Item
Returned Item Fee $30.00/Item
Premier Share Draft Service Fee $3.95 Month, $2.95/Month with regular direct deposit*
Stop Payment Fee $30.00/Request
Uncollected Funds $30.00/Item
Share Transfer Fee $3.00/Transfer
Check Printing Fee Prices may vary depending upon style
Share Draft Copy $5.00/Copy
Share Draft Copy (faxed) $6.00/Copy Faxed
Other Service Fees  
Wire Transfer Fee (Incoming) $10.00/Transfer
Wire Transfer Fee (Outgoing) $20.00/Transfer
Returned Wire Transfer Fee $40.00
International Wire $28.00
Cashier's Check Fee $5.00/Check
Account Reconciliation $25.00/Hour Minimum charge of $10.00
Returned Mail Charge $5.00
Account Research $25.00/Hour Minimum charge of $10.00
Statement Copy Fee $5.00/Statement
Account Activity Printout $1.00
Foreign Check Collection Fee $25.00
Tax Levy $50.00
Abandoned Account Processing Fee $100.00
Notary Public Service Free
Signature Guarantee Service Free
Premature Account Closing $20.00 if account is closed in first six (6) months
EFT Fees  
Non-proprietary & Foreign ATM Transaction Fee $1.00/Transaction
Card Replacement Fee $6.00/Card
Stop Payment Fee $30.00/Request
ACH NSF Fee $30.00/Item
ACH Stop Payment Fee $30.00/Item
Loan Fees  
Late Charge 5% of Monthly Payment, $10.00 Minimum
Emerald VISA Annual Fees  
 Classic No Annual Fee
Gold No Annual Fee
Platinum No Annual Fee
Safe Deposit Box Fees  
3 x 5 $35.00/Annually
5 x 5 $50.00/Annually
3 x 10 $55.00/Annually
5 x 10 $80.00/Annually
10 x 10 $135.00/Annually
Drilling of Boxes $225.00/Box Approximate Cost
Duplicate Key Fee $15.00/Key
Share Value  
Par value of one share $25.00
* Regular direct deposit means two (2) direct deposits of at least $240.00 each or one Social Security deposit in a month.
The rates appearing in this Schedule are accurate as of the Last Dividend Declaration Date posted at the Credit Union. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. Our telephone number is 888.252.8932.
 
Business Service Fee  
NSF Fee $30.00/item
Deposited Returned Item Fee $30.00/item
Wire Transfer Fee In $10.00
Wire Transfer Fee Out $20.00
Deposit Bags (each) $10.00
Letter of Credit 1%
Overdraft Transfer From Shares $10.00
Zero-based Checking $50.00
Returned Item Fee $30.00/Item
Stop Payment Fee $30.00/Request
Uncollected Funds $30.00/Item
Share Draft Copy $5.00/Copy
Share Draft Copy (faxed) $6.00/Copy Faxed
Wire Transfer Fee (Incoming) $10.00/Transfer
Wire Transfer Fee (Outgoing) $20.00/Transfer
International Wire $28.00
Cashier's Check Fee $5.00/Check
Account Reconciliation $25.00/Hour Minimum charge of $10.00
Returned Statement Charge $5.00/Statement
Account Research $25.00/Hour Minimum charge of $10.00
Statement Copy Fee $5.00/Statement
Account Activity Printout $1.00
Foreign Check Collection Fee $25.00
Tax Levy $50.00
Notary Public Service Free
Signature Guarantee Service Free
Card Replacement Fee $6.00/Card
Stop Payment Fee $30.00/Request
ACH NSF Fee $30.00/Item
ACH Stop Payment Fee $30.00/Item
Bill Pay Service FREE
3 x 5 Safe Deposit Box $35.00/Annually
5 x 5 Safe Deposit Box $50.00/Annually
3 x 10 Safe Deposit Box $55.00/Annually
5 x 10 Safe Deposit Box $80.00/Annually
10 x 10 Safe Deposit Box $135.00/Annually
Drilling of Safe Deposit Boxes $225.00/Box Approximate Cost
Duplicate Key Fee $15.00/Key
Par value of one share $25.00
Heritage Way
Manage all of your investment options through Heritage Way. Organize your finances and plan for the future with the many tools available through Heritage Way. Calculate what you may be worth when you retire, learn about investing in the Education Center or contact your Heritage Way representative.
Locations
Whatever your financial needs, day or night, you have access to your account information to help you meet your demanding lifestyle. From our branches, apps and call center we are here in Vermont and New Hampshire to serve you wherever you are.