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Share Draft (Checking) Accounts

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Share and Share Draft Accounts are the engines of the business finance machine. They are what you use for the day-to-day operations and management of your company. That's why we give you a variety of savings options. Business Share Accounts act in the same manner as Prime Share Accounts.

By opening a Prime Share (Savings) Account, members qualify for all other credit union services. The minimum initial deposit to open a Primary Share (Savings) Account is $25.00.

Upon opening a Prime Share Account, members are asked to complete a simple signature card. All authorized owners of the account are required to sign the signature card. This information is kept on file. In the event of a name change, ownership change or beneficiary, a new signature card would need to be completed.

Members earn interest on deposited funds in the form of dividends. (Dividends differ from interest in that they signify that the depositor has become part owner of the credit union.) The board of directors sets the dividend rate monthly for share accounts. For current rate information, please see our complete rate schedule. Dividends are compounded monthly and credited monthly on balances of $25.00 or more based on the actual daily balance in the account. If an account is closed during the month no dividends will be paid for that month.

For rate information on Business Share Accounts, please see our rate schedule. To find out more, contact Karen Garrow at 802.776.2124.
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