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ATM Card

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With the Heritage Federal Family Credit Union ATM card you will have peace of mind knowing that you carry your Credit Union with you. By carrying our ATM card, you can withdraw money from your share or share draft account 24-hours a day, 7 days a week, 365 days a year! ATM's are available 24 hours a day, 7 days a week. All ATM's are serviced daily by credit union personnel. When you travel, there is no need to take extra cash...play it safe and take our ATM card instead. This is a traditional ATM card that is accepted at all Heritage Family Credit Union owned ATM machines with no transaction fees. It is also accepted on the COOP, NYCE, Plus, Pulse, and Star ATM networks. When used at a Heritage Family Credit Union owned ATM machine there are no fees. There are network fees of for any transaction at a non-HFCU owned machine. In addition, you may be asked to pay a surcharge by the ATM machine owner.
When traveling outside the United States, use of your card saves you the hassle of calculating the exchange rate for different currencies. The network adjusts your transaction automatically! However, most foreign countries process withdrawals through checking only.

Withdrawal limit is $405

Click here for a complete list of ATMs in our network.

In addition to these convenient locations, the Credit Union's ATM card is accepted at the following networks: NYCE, PLUS, PULSE, STAR & COOP. So, you can access your cash anywhere in the U.S., 24 hours a day, 7 days a week.



Our ATM card is normally utilized by people who only have a Share (Savings) Account. Unlike the Visa/Debit Card, you cannot use the ATM card to make purchases.
Click here or the "Launch" button on the right for a printable application.


Send completed applications to:
ATM Department
Heritage Family Credit Union
Thirty Allen Street
Rutland, VT 05701

Applications may also be picked up in the Credit Union lobby, or requested by telephone.

Key Numbers

To Activate card: 888.691.8661

To Create or Change Your PIN: 888.891.2435

To Report a Lost/Stolen Card: 888.252.8932 (Business Hours)

To Report a Lost/Stolen Card: 800.374.8469 (After Hours)

To Dispute a Transaction: 888.252.8932

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