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Loans

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You may borrow, without pledging any collateral, up to a pre-determined Signature Limit based on certain lending criteria such as length of employment, credit score, debt-to-income ratio, residential status (renter or homeowner) and length of membership. You are rewarded with increasingly larger Signature Limits based on the strength of your credit and financial situation.
Signature Loans can be utilized for a variety of purposes including vacations, holidays, computers or moving expenses to name a few. The maximum term for a Signature Loan is 48 months, with the minimum payment being $40.00.

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 How much can I afford to borrow?


You may apply for a Signature Loan here now by clicking the "Launch" button on this page and logging into e-Teller, by filling out an application at one of our branch locations, or contacting our call center at 888.252.8932.

Loan Rates
ACCOUNT TYPE APR** TERM Payment/$1,000
Secured (auto, RV, motorcycle, etc.)- 24 months* 1.95% 24 months $42.53
Secured (auto, RV, motorcycle, etc.)- 36 months* 1.95% 36 months $28.63
Secured (auto, RV, motorcycle, etc.)- 48 months* 1.95% 48 months $21.68
Secured (auto, RV, motorcycle, etc.)- 60 months* 2.75% 60 months $17.86
Secured (auto, RV, motorcycle, etc.)- 72 months* 3.55% 72 months $15.45
Unsecured* 9.70% 48 months $25.23
Home Equity Line of Credit* 3.25% Adj.*** 180 months $8.69***
Home Equity Loan* 3.25% 84 months Call
VISA Cards- Platinum^ Prime + 4%
VISA Cards- Gold (No Annual Fee) 9.99%
VISA Cards- Classic ($15 Annual Fee) 11.90%
VISA Cards- Classic (No Annual fee) 13.90%
Certificate Secured Cert. Rate + 3% Adj.
Share Secured Share Rate + 3% Adj.
Overdraft Protection 15.00%
All rates subject to change without notice.
* Rates "as low as"
** Annual Percentage Rate
***Annual Percentage Rate. Monthly payment of $13.33 per $1000 for 84-months. Auto-payment & online application required. Initial $25 deposit for membership required. Additional restrictions apply.
^All rates subject to change without notice.

 
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