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	Card Services... Credit Cards ATM Card ATM/Debit Card Disclosures Deposit Accounts Share (Savings) Accounts Business Share Accounts Club Accounts Holiday Accounts Health Savings Accounts Disclosures Home & Auto Insurance Home Banking... e-Statement e-Bill Pay Investments, Insurance & Retirement IRA Accounts Other Services... M.A.R.S. Call Center Notary/Medallion Signature Guarantees Safe Deposit Boxes Savings Bonds Financial Consulting Coin Counting Emerald Rewards Protection Rates Relationship Rewards Shared Branching Student Services... Newborn Accounts Kids Club Elements of Money Teen Program Student Credit Union Understanding Credit Building Credit Checks VISA Cards Online Banking Student Credit Union at the STC Student Credit Union at the Southwest Vermont CDC Off To College Youth Advisory Board Transaction Accounts... Share Draft (Checking) Accounts Share Draft Account Fees Money Market Share Account Business High-Yield Account Term Share Certificates Travel Services Holiday Accounts Holiday Accounts are the only Club Account with a specific purpose. Because Holiday Accounts are used to save for holiday purchases, they are set up a bit differently from regular Club Accounts. Members are prohibited from transferring money out of their Holiday Account until a specified date, usually in early October of that year. Members can make deposits into any club account through M.A.R.S. or e-Teller. For current rate information, please see our complete rate schedule.

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