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Term APR
30 year 3.875%
Term APR
48 month 2.20%
Term APY
36 month 1.350%

Pre-Approval Makes it Easier!

SmartApproval allows you to apply online at your convenience, visit a dealer with confidence, concentrate on buying your vehicle and we’ll take care of the financing! And with the AutoSmart tool on hfcuvt.com, you can find the car you’re looking for from local dealer inventory. Click here to try SmartApproval, today!
Skip A Pay

This summer, you can skip a Heritage Family loan payment and enjoy the extra cash! Use the money for a getaway, new toy or whatever you need! Click here for details and a printable skip-a-pay form to start your summer off right!
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