PRIVACY POLICY
 

It is the policy of the credit union to protect the privacy of its members, without unduly inhibiting the free flow of commerce or legitimate law enforcement activities.

Disclosure of Financial Records Prohibited

The credit union, its officers, employees, and directors shall not disclose to any person, any financial information relating to a member.

Exceptions

There are exceptions regarding the confidentiality of member information, and the credit union does not prohibit any activities listed below:

1. Disclosure of information to the member after proper identification

2. Disclosure authorized by the member, provided the disclosure is limited to the scope and purpose that the member authorizes.

3. The preparation, examination or maintenance of financial records by any officer or employee of the credit union, in association with one's duties.

4. Disclosure of information sought by the office of child support services, department of social welfare, student assistance or an agency of similar function of another state, pursuant to its authority.

5. The examination of financial records by a certified public accountant or regulatory agency while engaged by the credit union to perform an independent audit or examination.

6. The making of reports, disclosures, or returns required or permitted by federal or state law.

7. The exchange of information between the credit union and a credit-reporting agency provided such an exchange is in compliance with federal and state Fair Credit Reporting Acts.

8. The exchange of loan information that specifically affects a sale, foreclosure or loan closing, provided such exchange is for the purpose of accomplishing such sale, foreclosure or loan closing.

9. The disclosure to civil or criminal law enforcement authorities for use in suspected criminal activities.

10. Disclosures requested pursuant to subpoena, summons, or court order.

11. Disclosure of member financial information among directors, officers, employees of the credit union, provided that such disclosure is limited to information necessary to fulfill any such persons duties.

12. Disclosure of information to a collection agency or any person engaged by the credit union to assist in recovering an amount owed by a member.

13. The publication of information derived from financial records if the information cannot be identified to any particular member, deposit or account.

14. The disclosure of information permitted to be disclosed under the laws governing dishonor of negotiable instruments.

15. Refer to our Privacy Notice Disclosure given to members for additional information.