Home | Locations & Hours | Rates | Contact | Calculators | Mobile Site

search:

Quick Links e-MortgageHF Is My CUWorld Council of CUsCUNACUNA MutualMobile SiteCollateral Protection InsuranceAssociation of VT CU'sAutoSMARTVHFAe-Branch

Account Access Accounts & Services Loans Home Loans Business Membership Information Center

	Account Security ATM Safety Auto Reseach Center Education Videos... Unlocking The World of Credit & Scores Everything you Need To Know About Social Security Button Up Vermont Event Videos Fees Financial Calculators History of HFCU Holidays & Events Library Links Locations & Hours... ATMs Branches CO-OP Network Hours Lost or Stolen Card Info Message from the President Mission Statement Promotions Rates Regulation D Information Repos Seminar Series Contests... HF Is My CU Mobile Banking FAQ... iPhone FAQ Android FAQ Facebook House Rules Members of the Month Board Of Directors Rates Deposit Account Rates Account Type APY* RATE Share Savings Account .50% .499% Share Draft Account .15% .150% HSA Account $0 - $4,999 .75% .748% HSA Account $5000 & Up 1.00% .996% Other Accounts (Holiday, Vacation, Fuel & Tax) .50% .499% Money Market Share Accounts - $1,000 - $19,999** .350% .350% Money Market Share Accounts - $20,000 & $34,999 .450% .450% Money Market Share Accounts - $35,000 & Above .500% .499% All rates subject to change without notice. * Annual Percentage Yield ** The minimum deposit for all Market Share Accounts is $1,000. Term Share & IRA Certificate Rates Account type APY* RATE 3 Month Certificate 0.35% 0.350% 6 Month Certificate 0.45% 0.450% 12 Month Certificate 0.60% 0.599% 24 Month Certificate 0.90% 0.897% 36 Month Certificate 1.00% 0.996% IRA Shares/Payroll 0.60% 0.599% IRA Term Share ($500 Minimum) 0.60% 0.599% All rates subject to change without notice. The minimum deposit for all Term Share Certificates is $1,000. Penalties may be applied for early withdrawal. * Annual Percentage Yield Business Deposit Rates* Business Primary Share Rate Business Primary Share 0.499% Business Plus Share Draft Rate $0-$2,500 No Dividends $2500 - $5000 0.500% $5,000 and above 0.750% Business Money Market Share** Rate $1,000 - $19,999** 0.350% $20,000 & $34,999 0.450% $35,000 & Above 0.500% Business High Yield** Rate Business High Yield** 0.850% *All rates subject to change without notice. **For days that your balance falls and/or remains below $1,000 you will not earn dividends for that day. Loan Rates ACCOUNT TYPE APR** TERM Payment/$1,000 Secured (auto, RV, motorcycle, etc.)- 24 months* 1.95% 24 months $42.53 Secured (auto, RV, motorcycle, etc.)- 36 months* 1.95% 36 months $28.63 Secured (auto, RV, motorcycle, etc.)- 48 months* 1.95% 48 months $21.68 Secured (auto, RV, motorcycle, etc.)- 60 months* 2.75% 60 months $17.86 Secured (auto, RV, motorcycle, etc.)- 72 months* 3.55% 72 months $15.45 Unsecured* 9.70% 48 months $25.23 Home Equity Line of Credit* 2.75% Adj.*** 180 months $6.79*** Home Equity Loan* 2.75% 84 months Call VISA Cards- Platinum^ Prime + 4% VISA Cards- Gold (No Annual Fee) 9.99% VISA Cards- Classic ($15 Annual Fee) 11.90% VISA Cards- Classic (No Annual fee) 13.90% Certificate Secured Cert. Rate + 3% Adj. Share Secured Share Rate + 3% Adj. Overdraft Protection 15.00% All rates subject to change without notice. * Rates "as low as" ** Annual Percentage Rate ******Annual Percentage Rate. Monthly payment of $13.11 per $1000 for 84-months. Auto-payment & online application required. Initial $25 deposit for membership required. Additional restrictions apply. ^All rates subject to change without notice. Click Here For Mortgage Rates ARMs & Land Loans Other Rate* APR** Payment/$1,000 Adjustable Rate Mortgages- Up to 30 Years Call Call Call Land Loans- 10 Years- 1.5 Points 9.000% 9.355% Call Construction Loans- 12 months Rate* APR** Payment/$1,000 .50 Point 4.000 X.XX Call Rates, terms and other product information are available upon request. Rates, programs and indices are subject to change without notice. Call about information about financing using "points." Points can lower your rate. Equal Housing Lender. * Rates "as low as" ** Annual Percentage Rate ^ Other VHFA Products available. VISA PLATINUM VISA GOLD VISA CLASSIC Prime Rate + 4% 9.99% APR 13.90% APR No Annual Fee No Annual Fee No Annual Fee or 11.90% APR $15 Annual Fee Credit Limit Credit Limit Credit Limit $5,000 - $15,000 $5,000 - $15,000 $500 - $5,000 Travel Insurance Travel Insurance Travel Insurance $250,000 $250,000 $150,000 Important Additional Disclosures

Site Map | Privacy Policy | Contact Us | Employee Login | Employment Opportunities © Copyright 2013 Heritage Family Credit Union